Privacy Policy

Who is responsible

Moni is an app built independently by Acrata. No third party has access to what you enter, and there are no commercial partners receiving any of it.

What data we collect

None. Moni doesn't ask for your name, email, phone or password, doesn't generate user identifiers and ships no analytics, advertising or attribution SDKs. We don't know that you installed the app, or when you use it.

The app has no in-app purchases and no paid tier either: it is free and there is no cap on how many subscriptions you can track.

The information you create

What you enter yourself, and only that: service name, plan, price, currency, billing cycle (monthly or annual), next charge date, when you started paying for it — if you tell us — category, how many days ahead you want the reminder, and the letter and colour of the icon.

As those dates go by, the app records on the same phone the charges that should already have happened, keeping the amount and currency they had at the time. That is what makes a later price rise visible. Moni cannot confirm that a charge actually went through: it never connects to your bank or your card.

It also stores your app preferences: language, theme, the hour your reminders should fire at, and whether you have seen the welcome screen.

All of it is kept in a local database (SQLite) inside the app's private storage on the phone. It is never sent to a server, because Moni doesn't have one.

System backups

If you have iCloud (iOS) or Google (Android) backup enabled, the operating system may include Moni's data in that backup. That process is handled by Apple or Google under their own policies, we have no access to that copy, and you can turn it off from your phone's settings.

Notifications

Reminders are scheduled locally on the device, from the dates you entered. We don't use push from a server, so no third party learns which services you have or when they renew. The notification permission is optional and you can revoke it at any time.

Permissions the app uses

Notifications, and only if you want reminders. On Android there is one further permission — "run at device start-up" — used for nothing but rescheduling those alerts after you reboot the phone.

Moni doesn't ask for location, contacts, camera, microphone or access to your bank accounts. It doesn't connect to the internet to work either: the Android build we publish doesn't even declare the internet permission.

Third-party services

The app integrates no third-party services that receive your data. Everything it needs to run — the service catalog, its reference prices, the icons and the typefaces — ships inside the package and only changes when you update the app.

Downloads happen through the App Store or Google Play, which record their own install metrics under their own policies, over which we have no control.

Children

Moni isn't aimed at children under 13. Since we collect no data at all, we collect no children's data either.

Your rights over your data

Because all the information lives on your phone, control is entirely yours: edit or delete any subscription whenever you like — the deletion is permanent and immediate, and it takes that subscription's charge history with it — and uninstalling the app removes the local database. There is nothing to request from us, because we keep no copy of anything.

Changes to this policy

If anything changes, we publish the new version on this page with its update date. The same policy is readable inside the app, under Settings › Privacy, and is updated with each release.

Contact

Questions about this policy? Write to support@acrata.dev and we'll answer.